ZIP 12516 Property Distress & Foreclosure Data

Columbia County, New York's ZIP 12516 registers 19/100 composite distress, which DLRadar reads as low. The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100). On the structural side it scores 43/100, with 3/100 of stress already active. Environmental exposure also runs high (climate & FEMA risk (68/100)).

The expansion-phase market in 12516 posted values that rose 6.3% over the year (phase confidence 39/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $126,667, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 18/100. Owners hold 90% of homes, renters 10%. Around 0% of renters are cost-burdened. Population is roughly 1,748 with a median age of 57. Educational attainment sits at 34% bachelor's-or-above. Home values center near $309,700, an affordability ratio of 1.8× — accessible. The vacancy rate is 28.5% — elevated. 9.2% of residents fall below the poverty threshold. The ZIP holds roughly 1,078 housing units.

On the whole, 12516 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.