ZIP 12517 Property Distress & Foreclosure Data

ZIP code 12517 in Columbia County, New York carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (68/100). What sets it apart are the readings on construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. Structural risk reads 43/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

270 residents call 12517 home, typically aged 62. A median home runs $433,300 here, or 3.0 times local income. There are about 144 housing units across 12517. The tenure split is 77% owner-occupied to 23% rented. Vacancy runs 31.6%, above the national norm and a classic distress-and-opportunity signal. Rent burden reaches 40% of tenant households. About 21% have a four-year degree. On demographic stress specifically, 12517 scores 32/100. Households earn a median $143,250 — above the roughly $78,000 national figure. Roughly 15.2% live below the poverty line.

Taken together, 12517 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.