ZIP 12513 Property Distress & Foreclosure Data

In Columbia County, New York, ZIP 12513 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 43/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (68/100)). Its standout signals are construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). On the quiet end sit institutional ownership (14/100) and mortgage stress (9/100).

The expansion-phase market in 12513 posted values that rose 6.3% over the year, at 39/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Vacancy runs 26.5%, above the national norm and a classic distress-and-opportunity signal. Home values center near $438,000, an affordability ratio of 6.9×. Median household income is $59,167, below the U.S. median near $78,000. There are about 210 housing units across 12513. Rent burden reaches 0% of tenant households. 0.0% of residents fall below the poverty threshold. Population is roughly 198 with a median age of 76. Educational attainment sits at 55% bachelor's-or-above. Owners hold 88% of homes, renters 12%. DLRadar's demographic-stress index for the area reads 29/100.

On the whole, 12513 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.