ZIP 12172 Foreclosure, Tax-Lien & Distress Report
Columbia County, New York · Distress market
ZIP code 12172 in Columbia County, New York carries a composite property-distress score of 22/100 — a low reading on DLRadar's deterministic distress index. It additionally carries heavy environmental risk: flood (NFIP) exposure (70/100), climate & FEMA risk (68/100). Structurally it carries 51/100, against 0/100 of stress already in motion. The most distinctive pressure shows up in construction/permit lag (66/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low.
Prices here sit in a peak phase: values rose 4.9% over the trailing year (phase confidence 36/100). Topping markets hide individual distress behind strong averages.
About 184 people live here, median age 23. Around 5% of adults hold a bachelor's degree or higher. The tenure split is 2% owner-occupied to 98% rented. On demographic stress specifically, 12172 scores 52/100. Rent burden reaches 0% of tenant households. The ZIP holds roughly 62 housing units. Roughly 0.0% live below the poverty line, a low share typical of higher-equity areas. Vacancy runs 9.7%. Median household income is $62,000, below the U.S. median near $78,000.
Net-net, 12172 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 12172 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.
Whether 12172 runs hot or quiet, its 22/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 12172 can be compared directly against any other ZIP in Columbia County, New York or nationwide. Nothing here is interpolated — where a source is thin for 12172, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 12172 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 22/100 roll-up. In workflow terms, 12172 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12172
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
12172 at a glance
Real-time distress, cycle phase, housing and bank-stress readings for 12172, the same set carried on every parcel.
Columbia County ZIPs near 12172
Nearest ZIP codes to 12172
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Other reports tied to Columbia County, New York — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 12172
Open 12172 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
Rules-based scoring — each signal ties to a public dataset · methodology