ZIP 12174 Foreclosure, Tax-Lien & Distress Report
Columbia County, New York · Distress market
ZIP 12174's composite property-distress score is 22/100 - DLRadar classes that as low for Columbia County, New York. Environmental exposure also runs high (flood (NFIP) exposure (70/100), climate & FEMA risk (68/100)). The split runs 51/100 structural to 0/100 active on the ground. The sharpest non-environmental signals are construction/permit lag (66/100), structural risk (51/100), institutional ownership (16/100). On the quiet end sit institutional ownership (16/100).
Prices here sit in a peak phase: values rose 4.9% over the trailing year, at 36/100 phase confidence. Topping markets hide individual distress behind strong averages.
The poverty rate is 14.9%. Educational attainment sits at 8% bachelor's-or-above. Rent burden reaches 100% of tenant households. 78% of housing is owner-occupied. 571 residents call 12174 home, typically aged 66. Households earn a median $50,882 — below the roughly $78,000 national figure. The vacancy rate is 3.1%. On demographic stress specifically, 12174 scores 60/100. There are about 210 housing units across 12174.
Net-net, 12174 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. There is no property file for 12174 at the moment; the composite and its components are still built from verifiable records.
The number is not local guesswork: 12174's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. The score is rebuilt from public data as it updates, so 12174 reflects the current record instead of a stale or modeled snapshot.
The 22/100 for 12174 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12174 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
Distress signal breakdown — ZIP 12174
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12174 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12174, drawn from the same report attached to each property.
Columbia County ZIPs near 12174
Nearest ZIP codes to 12174
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Keep exploring New York distress
Further distress data across Columbia County, New York at ZIP, county and state level.
Open the complete 12174 acquisition file
Pull every distressed parcel in 12174 — owner, address, APN, distress score, lender exposure and exit read — with owner and lender records one click away. Nationwide coverage, continuously updated.
Deterministic. Every signal traces to a public dataset · methodology