ZIP 12051 Property Distress & Foreclosure Data

Composite property distress in 12051 (Greene County, New York) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (48/100), structural risk (36/100), mortgage stress (9/100). On the quiet end sit mortgage stress (9/100) and institutional ownership (5/100). Environmental exposure also runs high (climate & FEMA risk (68/100)). The latent-versus-live split is 36/100 structural and 3/100 already moving.

The expansion-phase market in 12051 posted values that rose 6.5% over the year, and 14% higher over three years (phase confidence 38/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $88,393, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 29/100. Home values center near $331,900, an affordability ratio of 3.6× — accessible. Around 25% of renters are cost-burdened. Educational attainment sits at 23% bachelor's-or-above. The vacancy rate is 13.2% — elevated. Owners hold 65% of homes, renters 35%. Population is roughly 5,706 with a median age of 42. 4.4% of residents fall below the poverty threshold. The ZIP holds roughly 1,733 housing units.

On the whole, 12051 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

16/100
Composite stress
36/100
Structural risk
3/100
Distress activity

Distress signal breakdown — ZIP 12051

Foreclosure activity0
Mortgage stress9
Climate / FEMA risk68
+9 more distress dimensions scored for this ZIP

Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.

Nearby ZIPs in Greene County

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