Greene County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Where is distress concentrating in Greene County, New York? DLRadar grades every Greene County ZIP 0-100 from foreclosure, tax-lien, mortgage and insurance records, peaking at 26/100. Here is the 2026 Greene County breakdown.
- Greene County's most distressed ZIP is 12046 at 26/100.
- 42 ZIP codes tracked in Greene County, averaging 18/100 distress.
- Greene County reads expansion — home values up 6.0% year over year.
- Vacancy runs 36.2% across Greene County's tracked ZIPs, with a 9.1% poverty rate.
- The typical Greene County home is worth about $281,476 against a ~$76,562 median income.
- Lending headwind in Greene County sits at 79/100 — a forward read on distressed supply.
Source data is DLRadar's monthly public-record index. Citation welcome, with attribution to DLRadar (dlradar.com).
| Rank | ZIP | Composite distress |
|---|---|---|
| 1 | 12046 | 26/100 |
| 2 | 12120 | 25/100 |
| 3 | 12143 | 25/100 |
| 4 | 12460 | 23/100 |
| 5 | 12083 | 22/100 |
| 6 | 12430 | 22/100 |
| 7 | 12469 | 21/100 |
| 8 | 12468 | 19/100 |
| 9 | 12087 | 18/100 |
| 10 | 12015 | 17/100 |
| 11 | 12042 | 17/100 |
| 12 | 12051 | 17/100 |
Most distressed ZIP codes in Greene County (composite distress 0-100, 2026)
What is driving Greene County distress
Greene County's placement in the national index rests on public filings — a 18/100 average across its ZIPs. DLRadar reads FHFA price trajectory, CFPB mortgage delinquency, recorder-level foreclosure and tax-lien activity, FEMA/NFIP loss history and Census ACS demographics.
Greene County market phase and pricing
DLRadar places Greene County in expansion; prices moved up 6.0% over the year. Longer marketing times follow, and with them the sellers worth calling.
See the distressed properties behind the data in Greene County
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Common questions
Which part of Greene County, NY scores highest for distress?
ZIP 12046 leads Greene County at 26/100, recomputed monthly from public records.
What stage of the price cycle is Greene County at?
FHFA price-index movement places Greene County in expansion; prices are up 6.0% over twelve months.
What are the sources behind these Greene County numbers?
Greene County draws on FHFA (expansion trajectory), CFPB mortgage performance, county recorder filings, FEMA/NFIP and Census ACS — every one a public source. The scoring model does not change between counties, so these 42 ZIPs are comparable to anywhere else.
How much do distress scores vary between Greene County ZIP codes?
The county figure is a blend, not a description. Across the Greene County ZIPs DLRadar ranks, scores run from 26/100 in 12046 down to 17/100 in 12051, against a Greene County average of 18/100. The 9-point range is the argument for ZIP-level search across Greene County.
What do Greene County home values and vacancy say about distressed supply?
The typical Greene County home carries about $281,476 of value against a median household income near $76,562. Vacancy across Greene County's tracked ZIPs runs 36.2% and the poverty rate is 9.1%. Stretched affordability and standing vacancy are what turn a missed payment into a listing, which is why DLRadar reads them alongside Greene County's foreclosure and tax-lien filings and its 79/100 lending headwind.
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Every score is formula-driven and sourced from public records. Treat it as research, not investment, legal or financial advice. Monthly refresh.