Greene County, NY Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Greene County, NY distress report, 2026: 42 ZIPs scored in Greene, NY, Greene, NY average 21/100; the top Greene, NY ZIP is 12046 at 26/100; Greene, NY market phase expansion, Greene, NY prices +6.0% year over year.
- Greene, NY ranks #1,932 nationally (opportunity index); Greene, NY #33 in New York; Greene, NY index 27.9.
- Greene, NY: no CFPB county sample; Greene, NY non-metro area reading 0.8%.
- Greene, NY ZIP phases: 41 expansion, 1 peak.
- Greene, NY residential listings tracked: 14 across 37 ZIPs; Greene, NY candidate listings 6.
- Greene, NY HUD assisted properties: 5 with 169 units.
- Greene, NY lenders on watch: 6; largest Greene, NY footprint Bank Of Greene County (7 branches).
- Greene, NY most distressed ZIP: 12046 at 26/100.
Greene, NY figures: DLRadar distress index; Greene, NY inputs: CFPB, FHFA, HUD, FDIC; Greene, NY rebuilt as sources refresh.
| Rank | Greene, NY ZIP | Score |
|---|---|---|
| 1 | 12046 | 26/100 |
| 2 | 12120 | 26/100 |
| 3 | 12143 | 25/100 |
| 4 | 12460 | 25/100 |
| 5 | 12083 | 24/100 |
| 6 | 12430 | 22/100 |
| 7 | 12087 | 21/100 |
| 8 | 12468 | 21/100 |
| 9 | 12469 | 21/100 |
| 10 | 12015 | 20/100 |
| 11 | 12042 | 20/100 |
| 12 | 12051 | 20/100 |
Most distressed Greene, NY ZIPs (0-100, 2026)
Mortgage delinquency around Greene, NY
No CFPB county sample covers Greene, NY; the non-metro area reading for Greene, NY: 0.8% ninety-plus; Greene, NY area thirty-to-eighty-nine 3.0% (December 2025, Greene, NY); New York overall 1.0%.
Opportunity index: Greene, NY
Greene, NY index 27.9, Greene, NY phase early_signal; Greene, NY primary driver vacancy, Greene, NY second driver bank institutional. Greene, NY components: property stress 22.2, foreclosure pressure 22.3, listing discounts 9.2, bank stress 57.7, insurance 0.0; Greene, NY pulse 35.4; Greene, NY capital opportunity 16.6.
ZIP market phases inside Greene, NY
42 Greene, NY ZIPs carry a price-cycle phase; Greene, NY ZIPs by phase (Greene, NY), deepest drawdown first: peak, +4.2% YoY, 1.6% off peak (Greene, NY): 12480; expansion, +5.9% YoY, 0.0% off peak (Greene, NY): 12463; expansion, +6.0% YoY (Greene, NY): 12015, 12042, 12051, 12058, Greene, NY 12087, 12124, 12176, 12192, Greene, NY 12405, 12407; expansion, +6.6% YoY (Greene, NY): 12046; expansion, +6.3% YoY (Greene, NY): 12083; expansion, +6.5% YoY (Greene, NY): 12120, 12143.
Residential listings by Greene, NY ZIP
Greene, NY ZIPs with the most tracked Greene, NY residential listings: 12083 3 listings, 2 candidates, bank pressure 69; 12405 2 listings, 0 candidates, bank pressure 70; 12430 2 listings, 0 candidates, bank pressure 70; 12042 1 listings, 0 candidates, bank pressure 70 (Greene, NY); 12418 1 listings, 1 candidates, bank pressure 70; 12444 1 listings, 1 candidates, bank pressure 70; 12450 1 listings, 0 candidates, bank pressure 70; 12451 1 listings, 1 candidates, bank pressure 70. Greene, NY totals: 14 listings; Greene, NY candidates 6; active ZIPs 4.
HUD assisted housing in Greene, NY
5 assisted properties with 169 units sit in Greene, NY; largest Greene, NY properties: Bethany Village (West Coxsackie) 100 units, 99 assisted; Orchard Senior Apartments (Catskill) 24 units, 24 assisted; Kaaterskill Manor (Catskill) 21 units, 21 assisted in Greene, NY; Hemlock Nob Estates (Tannersville) 12 units, 12 assisted; Windham Willows (Windham) 12 units, 12 assisted.
Lenders with branches in Greene, NY
Greene, NY lenders by branch count: Bank Of Greene County (Greene, NY): stress 65, 7 branches low in Greene, NY; Ballston Spa National Bank (Greene, NY): stress 90, 5 branches low in Greene, NY; Pioneer Bank National Assn (Greene, NY): stress 68, 2 branches low in Greene, NY; Trustco Bank (Greene, NY): stress 75, 1 branch low in Greene, NY; Greene Cnty Commercial Bank (Greene, NY): stress 65, 1 branch low in Greene, NY; Nbt Bank National Assn (Greene, NY): stress 61, 1 branch low in Greene, NY.
Vacancy and permits, Greene, NY
10,406 of 29,080 Greene, NY housing units are vacant; Greene, NY permits, twelve months: 0 multifamily units in Greene, NY, 97 one-to-four unit units.
Work Greene, NY at the parcel level
Every Greene, NY parcel carries owner and address; every Greene, NY parcel carries APN; Greene, NY distress scores sit on the Greene, NY live board.
Greene, NY figures refresh with each source.
Greene, NY questions
Most distressed ZIP code in Greene County, NY?
ZIP 12046 leads Greene, NY at 26/100; next in Greene, NY: 12120 at 26/100; the Greene, NY average is 21/100.
Where does Greene County, NY rank for investment opportunity?
Greene, NY is #1,932 among all ranked counties, #33 in New York; the Greene, NY driver is vacancy; Greene, NY moved down 919 places.
How many mortgages are delinquent in Greene County, NY?
Greene, NY takes the non-metro area reading of 0.8% for December 2025; no CFPB county sample covers Greene, NY.
Which banks lend in Greene County, NY?
6 watched lenders hold Greene, NY branches; the largest Greene, NY footprints are Bank Of Greene County (7), Ballston Spa National Bank (5), Pioneer Bank National Assn (2).
More on Greene, NY
Greene County, NY distress report: public-record figures for Greene, NY; not legal advice for Greene, NY; not tax or investment advice; verify every Greene, NY record before acting.