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Greene County, NY: Home-Insurance Distress & Forced-Sale Pressure

Greene County, NY: 26/100 (moderate) home-insurance distress; Greene, NY band LOW; Greene, NY #1,874 of 3,222 counties; Greene, NY #36 of 62 in New York; raw Greene, NY 30.3; Greene, NY coverage multiplier 0.85.

FEMA hazard, Greene, NY: 0/100; Greene, NY declarations, three years: none.

NFIP claims, Greene, NY, three years: 10; Greene, NY payouts $141,210; per Greene, NY claim $14,121; Greene, NY claim-stress 76/100.

Greene, NY monthly score rose, 6 (March 2026) to 26 (October 2026); Greene, NY by month: March 6, April 6, May 5, June 5 (Greene, NY), July 5, August 5, September 5, October 26.

Greene, NY components: NFIP claims 76; Greene, NY retreat index 26; Greene, NY climate multiplier 0.85.

Construction distress, Greene, NY: 41/100 as of August 2026 (Greene, NY: 35/100 one-to-four unit, 98/100 multifamily).

Greene, NY ZIPs, June 2026 (Greene, NY, 16 highest): score 0 (Greene, NY), climate 86 (Greene, NY): 12046; score 0 (Greene, NY), climate 85 (Greene, NY): 12120; score 0 (Greene, NY), climate 84 (Greene, NY): 12143; score 0 (Greene, NY), climate 80 (Greene, NY): 12460; score 0 (Greene, NY), climate 77 (Greene, NY): 12083, 12480; score 0 (Greene, NY), climate 73 (Greene, NY): 12430; score 0 (Greene, NY), climate 70 (Greene, NY): 12087, 12468, 12469; score 0 (Greene, NY), climate 68 (Greene, NY): 12015, 12042, 12051, 12058, Greene, NY 12124, 12176.

DLRadar rescores Greene, NY monthly; Greene, NY readings join Greene, NY foreclosure, lien and ownership parcels (Greene, NY), so cost-squeezed Greene, NY owners surface before listing.

Inside New York, Greene County ranks 36th of 62 counties for home-insurance distress at 26/100; Richmond County (26/100) sits just above Greene County, and Rensselaer County (25/100) sits just below Greene County.

Insurance distress
26/100
Greene, NY: LOW
National rank
#1874
Greene, NY: of 3,222 counties
FEMA hazard
0/100
Greene County hazard
NFIP claim stress
76/100
Greene, NY 3-year
Flood claims (3y)
10
Greene, NY
Claims paid (3y)
$141,210
Greene, NY payouts
Per claim
$14,121
Greene, NY
Construction distress
41/100
Greene, NY

Deterministic. Every Greene County, NY signal traces to a public Greene dataset (FEMA, NFIP, Census for Greene, NY) · how insurance distress works in Greene, NY · methodology

FAQ: Greene County, NY insurance distress

What is the Greene County, NY home-insurance-distress score?

Greene, NY: 26/100 (LOW), #1,874 of 3,222, #36 in New York. FEMA hazard, Greene, NY: 0/100; NFIP stress, Greene, NY: 76/100; construction, Greene, NY: 41/100; Greene, NY rescores monthly.

Is Greene County insurance distress getting better or worse (NY)?

Greene, NY: 6 in March 2026; Greene, NY: 26 in October 2026 (worse); Greene, NY NFIP claims score 76.

How many flood-insurance claims has Greene County, NY had?

Greene, NY: 10 NFIP claims, three years; Greene, NY paid $141,210; per Greene, NY claim $14,121; carriers reprice Greene, NY against that record.

Which Greene County ZIP codes carry the most insurance distress (NY)?

Greene, NY, June 2026: 12046 at 0, 12120 at 0, 12143 at 0, 12460 at 0; Greene, NY climate scores there: 86, 85, 84, 80.

Why does Greene, NY insurance distress create sellers?

A Greene, NY premium outruns the Greene, NY budget; a carrier leaves Greene, NY; Greene, NY carrying cost passes plan; Greene, NY owners sell while current; Greene, NY insurance distress leads Greene, NY foreclosure data.

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