ZIP 12414 Foreclosure, Tax-Lien & Distress Report

In Greene County, New York, ZIP 12414 scores 17 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). Its standout signals are construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (5/100) stay muted. Structurally it carries 36/100, against 3/100 of stress already in motion.

The market reads expansion — home values rose 6.0% year on year, and 29% higher over three years, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Population is roughly 10,034 with a median age of 44. The ZIP holds roughly 5,411 housing units. Home values center near $247,800, an affordability ratio of 3.7× — accessible. Rent burden reaches 46% of tenant households. The vacancy rate is 23.1% — elevated. Roughly 11.7% live below the poverty line. Households earn a median $66,022 — below the roughly $78,000 national figure. DLRadar's demographic-stress index for the area reads 33/100. The tenure split is 70% owner-occupied to 30% rented. Educational attainment sits at 30% bachelor's-or-above.

On the whole, 12414 leans distressed, with opportunity clustered in specific stressed parcels. No parcel file is published for 12414 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The number is not local guesswork: 12414's 17/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 12414 shows as blanks, never estimates, and the score updates on every fresh public filing.

Each component behind 12414 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 17/100 roll-up. Practically, 12414 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.