ZIP 12439 Foreclosure, Tax-Lien & Distress Report

Composite property distress in 12439 (Greene County, New York) lands at 16/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are construction/permit lag (48/100), structural risk (36/100), mortgage stress (9/100). mortgage stress (9/100) and institutional ownership (5/100) stay muted. On the structural side it scores 36/100, with 3/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (68/100).

Prices here sit in a expansion phase: values rose 6.5% over the trailing year (phase confidence 38/100). Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $88,958 — above the roughly $78,000 national figure. Around 36% of renters are cost-burdened. Roughly 6.3% live below the poverty line, a low share typical of higher-equity areas. On demographic stress specifically, 12439 scores 29/100. About 24% have a four-year degree. The tenure split is 93% owner-occupied to 7% rented. 380 residents call 12439 home, typically aged 49. The ZIP holds roughly 540 housing units. The vacancy rate is 72.4% — elevated. A median home runs $158,300 here, or 1.9 times local income.

Taken together, 12439 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.