ZIP 12439 Foreclosure, Tax-Lien & Distress Report
Greene County, New York · High Vacancy market
DLRadar grades ZIP 12439 (Greene County, New York) at a low 20/100 for overall property distress. The most distinctive pressure shows up in structural risk (45/100), construction/permit lag (41/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low. Structural risk reads 45/100 against active distress of 3/100. Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (68/100)).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.
Median household income is $88,958, above the U.S. median near $78,000. Rent burden reaches 36% of tenant households. 6.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100. About 24% have a four-year degree. Owners hold 93% of homes, renters 7%. Population is roughly 380 with a median age of 49. The ZIP holds roughly 540 housing units. The vacancy rate is 72.4% — elevated. A median home runs $158,300 here, or 1.9 times local income.
On the whole, 12439 leans distressed, with opportunity clustered in specific stressed parcels. 12439 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Big metro or rural, 12439 runs through one identical scoring model, so its 20/100 sits on the same scale as every other ZIP in Greene County, New York and the nation. Nothing here is interpolated — where a source is thin for 12439, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 20/100 for 12439 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12439 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
What is driving ZIP 12439’s distress
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties (owner, address, APN, per-property score and exit read) are in the full DLRadar report.
Snapshot: 12439 by the numbers
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Adjacent Greene County ZIP reports
Nearest ZIP codes to 12439
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Related reports across Greene County, New York
Keep going: ZIP, county and state distress coverage for Greene County, New York.
Open the complete 12439 acquisition file
Open 12439 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and owner and lender records in a single click. Updated continuously across the country.
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