ZIP 12439 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 12439 (Greene County, New York) at a low 17/100 for overall property distress. The most distinctive pressure shows up in construction/permit lag (50/100), structural risk (36/100), mortgage stress (9/100). By contrast, mortgage stress (9/100) and institutional ownership (5/100) register low. Structural risk reads 36/100 against active distress of 3/100. Environmental exposure also runs high (climate & FEMA risk (68/100)).

Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Median household income is $88,958, above the U.S. median near $78,000. Rent burden reaches 36% of tenant households. 6.3% of residents fall below the poverty threshold. The demographic-stress sub-score lands at 29/100. About 24% have a four-year degree. Owners hold 93% of homes, renters 7%. Population is roughly 380 with a median age of 49. The ZIP holds roughly 540 housing units. The vacancy rate is 72.4% — elevated. A median home runs $158,300 here, or 1.9 times local income.

On the whole, 12439 leans distressed, with opportunity clustered in specific stressed parcels. 12439 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

Big metro or rural, 12439 runs through one identical public-record model, so its 17/100 sits on the same scale as every other ZIP in Greene County, New York and the nation. Nothing here is interpolated — where a source is thin for 12439, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 17/100 for 12439 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. In workflow terms, 12439 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.