ZIP 12470 Foreclosure, Tax-Lien & Distress Report

Greene County, New York's ZIP 12470 registers 20/100 composite distress, which DLRadar reads as low. Latent structural risk is 45/100 while live distress already moving reads 3/100. Climate and flood risk are elevated too — flood (NFIP) exposure (76/100), climate & FEMA risk (68/100). Leading the profile are structural risk (45/100), construction/permit lag (41/100), institutional ownership (17/100). By contrast, institutional ownership (17/100) and mortgage stress (9/100) register low.

The market reads expansion — home values rose 6.0% year on year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 651 people live here, median age 49. The ZIP holds roughly 316 housing units. 81% of housing is owner-occupied. Median household income is $84,155, near the U.S. median near $78,000. A median home runs $210,200 here, or 2.6 times local income. The poverty rate is 18.0% — high, a tax-stress and distress correlate. About 48% have a four-year degree. Around 47% of renters are cost-burdened. The vacancy rate is 24.6% — elevated. DLRadar's demographic-stress index for the area reads 29/100.

Net-net, 12470 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Parcel-level detail for 12470 is not published yet -- the ZIP-level readings above remain fully sourced.

No ZIP is too small to score: 12470 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 20/100 composite is a like-for-like number rather than an isolated estimate. The score is rebuilt from public data as it updates, so 12470 reflects the current record instead of a stale or modeled snapshot.

Each component behind 12470 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. Practically, 12470 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.