ZIP 12492 Foreclosure, Tax-Lien & Distress Report
Greene County, New York · High Vacancy market
Composite property distress in 12492 (Greene County, New York) lands at 20/100 — low on DLRadar's distress scoring. Structural risk reads 45/100 against active distress of 3/100. Its heaviest discrete signals: structural risk (45/100), construction/permit lag (41/100), institutional ownership (17/100). On the quiet end sit institutional ownership (17/100) and mortgage stress (9/100). Environmental exposure also runs high (flood (NFIP) exposure (76/100), climate & FEMA risk (68/100)).
Prices here sit in a expansion phase: values rose 6.0% over the trailing year, at 38/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.
Households earn a median $125,313 — above the roughly $78,000 national figure. Population is roughly 213 with a median age of 54. Vacancy runs 63.7%, above the national norm and a classic distress-and-opportunity signal. Home values center near $447,000, an affordability ratio of 3.2× — accessible. Roughly 5.2% live below the poverty line, a low share typical of higher-equity areas. Owners hold 96% of homes, renters 4%. The ZIP holds roughly 331 housing units. DLRadar's demographic-stress index for the area reads 37/100. About 57% have a four-year degree.
Net-net, 12492 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 12492 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 12492's 20/100 can be lined up against any neighbor in Greene County, New York or any ZIP coast to coast. Nothing here is interpolated — where a source is thin for 12492, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
Each component behind 12492 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 20/100 roll-up. The point of the 12492 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 12492
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 12492 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12492, drawn from the same report attached to each property.
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Open the complete 12492 acquisition file
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No modelling: every input is a public record · methodology