ZIP 12173 Property Distress & Foreclosure Data

Composite property distress in 12173 (Columbia County, New York) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. Structural exposure scores 43 and live distress 3 on the 0–100 scale.

The market reads expansion — home values rose 6.3% year on year, and 40% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

The typical home is worth about $225,600 (2.7× income, relatively affordable). The poverty rate is 9.6%. About 2,040 people live here, median age 37. Vacancy runs 12.1%, above the national norm and a classic distress-and-opportunity signal. Around 27% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 26/100. 81% of housing is owner-occupied. There are about 807 housing units across 12173. Rent burden reaches 28% of tenant households. At $80,500, median income runs near typical U.S. levels.

Net-net, 12173 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.