ZIP 12106 Property Distress & Foreclosure Data

Columbia County, New York's ZIP 12106 registers 19/100 composite distress, which DLRadar reads as low. Climate and flood risk are elevated too — climate & FEMA risk (68/100). The most distinctive pressure shows up in construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). institutional ownership (14/100) and mortgage stress (9/100) stay muted. Structural risk reads 43/100 against active distress of 3/100.

Prices here sit in a expansion phase: values rose 6.3% over the trailing year, and 2% higher over three years, at 39/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

1,963 residents call 12106 home, typically aged 54. There are about 1,070 housing units across 12106. The tenure split is 87% owner-occupied to 13% rented. Rent burden reaches 34% of tenant households. Vacancy runs 9.6%. Roughly 11.8% live below the poverty line. A median home runs $278,100 here, or 3.4 times local income. About 47% have a four-year degree. On demographic stress specifically, 12106 scores 26/100. Households earn a median $80,735 — near the roughly $78,000 national figure.

On balance, 12106 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.