ZIP 12115 Foreclosure, Tax-Lien & Distress Report
Columbia County, New York · High Vacancy market
Scored on a fixed 0-100 scale, 12115 (Columbia County, New York) returns a low composite of 22/100. Structural exposure scores 51 and live distress 0 on the 0–100 scale. Its standout signals are construction/permit lag (66/100), structural risk (51/100), institutional ownership (16/100). By contrast, institutional ownership (16/100) register low. Environmental exposure also runs high (flood (NFIP) exposure (70/100), climate & FEMA risk (68/100)).
The peak-phase market in 12115 posted values that rose 4.9% over the year, at 36/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
0.0% of residents fall below the poverty threshold. Households earn a median $187,841 — above the roughly $78,000 national figure. Population is roughly 62 with a median age of 72. About 68% have a four-year degree. The ZIP holds roughly 42 housing units. The demographic-stress sub-score lands at 53/100. The vacancy rate is 43.8% — elevated. 100% of housing is owner-occupied.
On the whole, 12115 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 12115's 22/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 12115 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Behind 12115's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. The point of the 12115 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 12115
Tax-delinquent parcels, institutional ownership, insurance strain, flood risk, construction lag, price dislocation and auction speed — plus the 0 individual distressed properties come with owner, address, APN, an individual score and an exit read in the complete report.
ZIP 12115 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 12115, drawn from the same report attached to each property.
Neighbouring ZIPs in Columbia County
Nearest ZIP codes to 12115
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Keep going: ZIP, county and state distress coverage for Columbia County, New York.
The complete 12115 distress and acquisition report
The full 12115 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through to owner and lender records. Refreshed continuously.
Deterministic scoring, sourced entirely from public data · methodology