ZIP 12029 Property Distress & Foreclosure Data

Composite property distress in 12029 (Columbia County, New York) lands at 19/100 — low on DLRadar's public-record scoring. It additionally carries heavy environmental risk: climate & FEMA risk (68/100). The sharpest non-environmental signals are construction/permit lag (43/100), structural risk (43/100), institutional ownership (14/100). By contrast, institutional ownership (14/100) and mortgage stress (9/100) register low. Structural risk reads 43/100 against active distress of 3/100.

The market reads expansion — home values rose 6.3% year on year, and 51% higher over three years, at 39/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

About 1,017 people live here, median age 55. There are about 755 housing units across 12029. At $104,167, median income runs above typical U.S. levels. Vacancy runs 34.8%, above the national norm and a classic distress-and-opportunity signal. The typical home is worth about $421,500 (3.6× income, relatively affordable). The demographic-stress sub-score lands at 30/100. The poverty rate is 6.1% — low. Around 47% of adults hold a bachelor's degree or higher. 85% of housing is owner-occupied. Rent burden reaches 51% of tenant households.

Net-net, 12029 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.