ZIP 01264 Foreclosure, Tax-Lien & Distress Report

In Berkshire County, Massachusetts, ZIP 01264 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Structural exposure scores 40 and live distress 2 on the 0–100 scale. The pressure is most legible in construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.

The market reads expansion — home values rose 6.8% year on year, at 57/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.

Households earn a median $85,313 — near the roughly $78,000 national figure. The vacancy rate is 43.3% — elevated. 4.9% of residents fall below the poverty threshold. About 184 people live here, median age 64. About 57% have a four-year degree. The typical home is worth about $916,700 (7.8× income, severely stretched). Around 8% of renters are cost-burdened. On demographic stress specifically, 01264 scores 37/100. There are about 146 housing units across 01264. The tenure split is 80% owner-occupied to 20% rented.

Net-net, 01264 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. 01264 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

The 01264 read uses the identical public-record model applied coast to coast, which means its 19/100 score means exactly what it means anywhere else, and 01264 stays directly comparable to neighboring ZIPs and the rest of Berkshire County, Massachusetts. Every figure is auditable to a public dataset and refreshed on ingest; 01264 shows blanks, not estimates, wherever the record is sparse.

01264's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 01264 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.