ZIP 01238 Property Distress & Foreclosure Data

Composite property distress in 01238 (Berkshire County, Massachusetts) lands at 19/100 — low on DLRadar's public-record scoring. Structural risk reads 41/100 against active distress of 2/100. The sharpest non-environmental signals are construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100).

The market reads peak — home values rose 1.3% year on year, 3.0% off the recent peak, and 33% higher over three years, at 30/100 phase confidence. Topping markets hide individual distress behind strong averages.

The typical home is worth about $355,700 (4.5× income). 79% of housing is owner-occupied. About 5,893 people live here, median age 53. Rent burden reaches 56% of tenant households. Vacancy runs 11.7%, above the national norm and a classic distress-and-opportunity signal. There are about 3,264 housing units across 01238. At $74,469, median income runs near typical U.S. levels. The demographic-stress sub-score lands at 32/100. The poverty rate is 6.6% — low. Around 46% of adults hold a bachelor's degree or higher.

Net-net, 01238 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.