ZIP 01245 Property Distress & Foreclosure Data

In Berkshire County, Massachusetts, ZIP 01245 scores 19 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 41/100 against active distress of 2/100. Environmental exposure also runs high (climate & FEMA risk (84/100)). Its standout signals are construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). On the quiet end sit mortgage stress (5/100) and institutional ownership (5/100).

The peak-phase market in 01245 posted values that rose 1.3% over the year, 3.0% off the recent peak, and 22% higher over three years, at 30/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Owners hold 95% of homes, renters 5%. Home values center near $629,900, an affordability ratio of 5.3×. Rent burden reaches 0% of tenant households. DLRadar's demographic-stress index for the area reads 29/100. Vacancy runs 61.0%, above the national norm and a classic distress-and-opportunity signal. Median household income is $113,750, above the U.S. median near $78,000. Population is roughly 828 with a median age of 64. There are about 765 housing units across 01245. 7.2% of residents fall below the poverty threshold. Educational attainment sits at 56% bachelor's-or-above.

On the whole, 01245 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.