ZIP 01245 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01245 (Berkshire County, Massachusetts) at a low 19/100 for overall property distress. Structurally it carries 40/100, against 2/100 of stress already in motion. Climate and flood risk are elevated too — climate & FEMA risk (84/100). Its heaviest discrete signals: construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low.

The expansion-phase market in 01245 posted values that rose 6.8% over the year, and 22% higher over three years, at 57/100 phase confidence. Appreciation rarely lifts every parcel — the laggards are the opportunity.

Owners hold 95% of homes, renters 5%. Home values center near $629,900, an affordability ratio of 5.3×. Around 0% of renters are cost-burdened. On demographic stress specifically, 01245 scores 29/100. The vacancy rate is 61.0% — elevated. Households earn a median $113,750 — above the roughly $78,000 national figure. 828 residents call 01245 home, typically aged 64. There are about 765 housing units across 01245. Roughly 7.2% live below the poverty line, a low share typical of higher-equity areas. Educational attainment sits at 56% bachelor's-or-above.

Taken together, 01245 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 01245 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Big metro or rural, 01245 runs through one identical public-record model, so its 19/100 sits on the same scale as every other ZIP in Berkshire County, Massachusetts and the nation. Where the public record is thin for 01245, the field stays empty rather than modeled, and fills in as new documents post.

The 19/100 for 01245 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 01245 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.