ZIP 01256 Foreclosure, Tax-Lien & Distress Report
Berkshire County, Massachusetts · Distress market
ZIP 01256's composite property-distress score is 19/100 - DLRadar classes that as low for Berkshire County, Massachusetts. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). What sets it apart are the readings on construction/permit lag (47/100), structural risk (40/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted. On the structural side it scores 40/100, with 2/100 of stress already active.
The expansion-phase market in 01256 posted values that rose 6.8% over the year, at 57/100 phase confidence. Even climbing markets leave specific parcels in distress; the scoring isolates them.
About 733 people live here, median age 50. Vacancy runs 10.7%. The ZIP holds roughly 429 housing units. Owners hold 93% of homes, renters 7%. Around 24% of adults hold a bachelor's degree or higher. Households earn a median $55,000 — below the roughly $78,000 national figure. Home values center near $285,200, an affordability ratio of 4.9×. Roughly 14.6% live below the poverty line. DLRadar's demographic-stress index for the area reads 39/100. Around 81% of renters are cost-burdened.
On balance 01256 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 01256 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 01256 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 19/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 01256, DLRadar leaves it blank rather than guessing, and re-scores as new records post.
The 19/100 figure for 01256 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Practically, 01256 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
Signal-by-signal read on 01256
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
01256 at a glance
The live 01256 panel — distress score, market phase, housing and bank pressure — as attached to every individual property.
Berkshire County ZIPs near 01256
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Open the complete 01256 acquisition file
See who owns each distressed property in 01256, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Built from public records, scored the same way everywhere · methodology