Berkshire County, MA Distress Report: Foreclosure, Tax Liens & ZIPs (2026)
Berkshire County, MA distress report, 2026: 36 ZIPs scored in Berkshire, MA, Berkshire, MA average 19/100; the top Berkshire, MA ZIP is 01008 at 20/100; Berkshire, MA market phase expansion, Berkshire, MA prices +6.8% year over year.
- Berkshire, MA ranks #1,641 nationally (opportunity index); Berkshire, MA #3 in Massachusetts; Berkshire, MA index 28.9.
- Berkshire, MA ninety-day mortgage delinquency 1.1% in December 2025; Berkshire, MA twelve-month change +0.6%.
- Berkshire, MA ZIP phases: 33 expansion, 3 peak.
- Berkshire, MA residential listings tracked: 71 across 33 ZIPs; Berkshire, MA candidate listings 56.
- Berkshire, MA HUD assisted properties: 21 with 1,183 units.
- Berkshire, MA lenders on watch: 5; largest Berkshire, MA footprint Beacon Bank&Trust (13 branches).
- Berkshire, MA most distressed ZIP: 01008 at 20/100.
Berkshire, MA figures: DLRadar distress index; Berkshire, MA inputs: CFPB, FHFA, HUD, FDIC; Berkshire, MA rebuilt as sources refresh.
| Rank | Berkshire, MA ZIP | Score |
|---|---|---|
| 1 | 01008 | 20/100 |
| 2 | 01029 | 19/100 |
| 3 | 01201 | 19/100 |
| 4 | 01220 | 19/100 |
| 5 | 01222 | 19/100 |
| 6 | 01223 | 19/100 |
| 7 | 01224 | 19/100 |
| 8 | 01225 | 19/100 |
| 9 | 01226 | 19/100 |
| 10 | 01229 | 19/100 |
| 11 | 01230 | 19/100 |
| 12 | 01235 | 19/100 |
Most distressed Berkshire, MA ZIPs (0-100, 2026)
Mortgage delinquency in Berkshire, MA
1.1% of Berkshire, MA mortgages were ninety-plus days late (Berkshire, MA, December 2025); Berkshire, MA thirty-to-eighty-nine days late: 1.9%; Berkshire, MA twelve-month change +0.6%; Berkshire, MA peak since 2008: 2.4% (January 2012); Massachusetts overall 0.6%. Berkshire, MA ninety-day series: Dec 24 0.5, Jan 25 0.9, Feb 25 0.9 (Berkshire, MA), Mar 25 0.8, Apr 25 0.3, May 25 0.3 (Berkshire, MA), Jun 25 0.6, Jul 25 0.7, Aug 25 0.9 (Berkshire, MA), Sep 25 0.7, Oct 25 0.9, Nov 25 0.9 (Berkshire, MA), Dec 25 1.1.
Opportunity index: Berkshire, MA
Berkshire, MA index 28.9, Berkshire, MA phase early_signal; Berkshire, MA primary driver vacancy, Berkshire, MA second driver bank institutional. Berkshire, MA components: property stress 22.0, foreclosure pressure 20.1, listing discounts 21.4, bank stress 60.6, insurance 0.0; Berkshire, MA pulse 34.3; Berkshire, MA capital opportunity 20.9; Berkshire, MA seven-day change +0.1%.
ZIP market phases inside Berkshire, MA
36 Berkshire, MA ZIPs carry a price-cycle phase; Berkshire, MA ZIPs by phase (Berkshire, MA), deepest drawdown first: peak, +4.5% YoY (Berkshire, MA): 01008; peak, +2.0% YoY (Berkshire, MA): 01026; expansion, +6.8% YoY (Berkshire, MA): 01029, 01201, 01220, 01222, Berkshire, MA 01223, 01224, 01225, 01226, Berkshire, MA 01229, 01230, 01235, 01236, Berkshire, MA 01237; peak, +1.6% YoY (Berkshire, MA): 01070.
Residential listings by Berkshire, MA ZIP
Berkshire, MA ZIPs with the most tracked Berkshire, MA residential listings: 01223 21 listings, 21 candidates, bank pressure 69; 01247 13 listings, 9 candidates, bank pressure 67; 01201 5 listings, 4 candidates, bank pressure 67; 01237 4 listings, 2 candidates, bank pressure 67 (Berkshire, MA); 01253 4 listings, 3 candidates, bank pressure 67; 01230 3 listings, 1 candidates, bank pressure 67; 01238 3 listings, 2 candidates, bank pressure 67; 01254 3 listings, 3 candidates, bank pressure 67. Berkshire, MA totals: 71 listings; Berkshire, MA candidates 56; active ZIPs 3.
HUD assisted housing in Berkshire, MA
21 assisted properties with 1,183 units sit in Berkshire, MA; largest Berkshire, MA properties: Mohawk Forest (North Adams) 190 units, 128 assisted; Berkshiretown Associates (Pittsfield) 184 units, 184 assisted; Central Annex (Pittsfield) 103 units, 101 assisted in Berkshire, MA; Brayton Hill (North Adams) 100 units; Millhouses Of Adams (Adams) 99 units, 98 assisted; River Run Apartments (Dalton) 77 units, 77 assisted.
Lenders with branches in Berkshire, MA
Berkshire, MA lenders by branch count: Beacon Bank&Trust (Berkshire, MA): stress 64, 13 branches low in Berkshire, MA; Adams Community Bank (Berkshire, MA): stress 78, 10 branches low in Berkshire, MA; Pittsfield Coop Bank (Berkshire, MA): stress 78, 5 branches low in Berkshire, MA; Lee Bank (Berkshire, MA): stress 75, 5 branches low in Berkshire, MA; Mountainone Bank (Berkshire, MA): stress 46, 3 branches low in Berkshire, MA.
Vacancy and permits, Berkshire, MA
12,419 of 70,004 Berkshire, MA housing units are vacant; Berkshire, MA permits, twelve months: 27 multifamily units in Berkshire, MA, 110 one-to-four unit units.
Work Berkshire, MA at the parcel level
Every Berkshire, MA parcel carries owner and address; every Berkshire, MA parcel carries APN; Berkshire, MA distress scores sit on the Berkshire, MA live board.
Berkshire, MA figures refresh with each source.
Berkshire, MA questions
Most distressed ZIP code in Berkshire County, MA?
ZIP 01008 leads Berkshire, MA at 20/100; next in Berkshire, MA: 01029 at 19/100; the Berkshire, MA average is 19/100.
Where does Berkshire County, MA rank for investment opportunity?
Berkshire, MA is #1,641 among all ranked counties, #3 in Massachusetts; the Berkshire, MA driver is vacancy; Berkshire, MA moved down 359 places.
How many mortgages are delinquent in Berkshire County, MA?
1.1% of Berkshire, MA mortgages were ninety-plus days late in December 2025; the Berkshire, MA peak since 2008 was 2.4%.
Which banks lend in Berkshire County, MA?
5 watched lenders hold Berkshire, MA branches; the largest Berkshire, MA footprints are Beacon Bank&Trust (13), Adams Community Bank (10), Pittsfield Coop Bank (5).
More on Berkshire, MA
Berkshire County, MA distress report: public-record figures for Berkshire, MA; not legal advice for Berkshire, MA; not tax or investment advice; verify every Berkshire, MA record before acting.