Berkshire County, MA: Home-Insurance Distress & Forced-Sale Pressure
Berkshire County, MA: 5/100 (low) home-insurance distress; Berkshire, MA band LOW; Berkshire, MA #2,450 of 3,222 counties; Berkshire, MA #11 of 14 in Massachusetts; raw Berkshire, MA 6.1; Berkshire, MA coverage multiplier 0.85.
FEMA hazard, Berkshire, MA: 0/100; Berkshire, MA declarations, three years: none; Berkshire, MA five-year count 3 (severity 3.0); Berkshire, MA ten-year 3.
Declared incidents on the Berkshire, MA record: 2023 Hurricane 1 (Berkshire, MA).
NFIP claims, Berkshire, MA, three years: 1; Berkshire, MA payouts $0; per Berkshire, MA claim $0; Berkshire, MA claim-stress 15/100.
Berkshire, MA monthly score fell, 6 (March 2026) to 5 (October 2026); Berkshire, MA by month: March 6, April 6, May 5, June 5 (Berkshire, MA), July 5, August 5, September 5, October 5.
Berkshire, MA components: NFIP claims 15; Berkshire, MA retreat index 5; Berkshire, MA climate multiplier 0.85.
Construction distress, Berkshire, MA: 55/100 as of August 2026 (Berkshire, MA: 65/100 one-to-four unit, 0/100 multifamily).
Berkshire, MA ZIPs, June 2026 (Berkshire, MA, 16 highest): score 0 (Berkshire, MA), climate 92 (Berkshire, MA): 01008; score 0 (Berkshire, MA), climate 84 (Berkshire, MA): 01029, 01201, 01220, 01222, Berkshire, MA 01223, 01224, 01225, 01226, Berkshire, MA 01229, 01230, 01235, 01236, Berkshire, MA 01237, 01238, 01240.
DLRadar rescores Berkshire, MA monthly; Berkshire, MA readings join Berkshire, MA foreclosure, lien and ownership parcels (Berkshire, MA), so cost-squeezed Berkshire, MA owners surface before listing.
Inside Massachusetts, Berkshire County ranks 11th of 14 counties for home-insurance distress at 5/100; Hampden County (18/100) sits just above Berkshire County, and Franklin County (5/100) sits just below Berkshire County.
Deterministic. Every Berkshire County, MA signal traces to a public Berkshire dataset (FEMA, NFIP, Census for Berkshire, MA) · how insurance distress works in Berkshire, MA · methodology
FAQ: Berkshire County, MA insurance distress
What is the Berkshire County, MA home-insurance-distress score?
Berkshire, MA: 5/100 (LOW), #2,450 of 3,222, #11 in Massachusetts. FEMA hazard, Berkshire, MA: 0/100; NFIP stress, Berkshire, MA: 15/100; construction, Berkshire, MA: 55/100; Berkshire, MA rescores monthly.
Is Berkshire County insurance distress getting better or worse (MA)?
Berkshire, MA: 6 in March 2026; Berkshire, MA: 5 in October 2026 (better); Berkshire, MA NFIP claims score 15.
How many flood-insurance claims has Berkshire County, MA had?
Berkshire, MA: 1 NFIP claims, three years; Berkshire, MA paid $0; per Berkshire, MA claim $0; carriers reprice Berkshire, MA against that record.
Which Berkshire County ZIP codes carry the most insurance distress (MA)?
Berkshire, MA, June 2026: 01008 at 0, 01029 at 0, 01201 at 0, 01220 at 0; Berkshire, MA climate scores there: 92, 84, 84, 84.
Why does Berkshire, MA insurance distress create sellers?
A Berkshire, MA premium outruns the Berkshire, MA budget; a carrier leaves Berkshire, MA; Berkshire, MA carrying cost passes plan; Berkshire, MA owners sell while current; Berkshire, MA insurance distress leads Berkshire, MA foreclosure data.