ZIP 01244 Property Distress & Foreclosure Data

ZIP code 01244 in Berkshire County, Massachusetts carries a composite property-distress score of 19/100 — a low reading on DLRadar's deterministic public-record index. What sets it apart are the readings on construction/permit lag (50/100), structural risk (41/100), mortgage stress (5/100). By contrast, mortgage stress (5/100) and institutional ownership (5/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). On the structural side it scores 41/100, with 2/100 of stress already active.

The market reads peak — home values rose 1.3% year on year, 3.0% off the recent peak (phase confidence 30/100). Topping markets hide individual distress behind strong averages.

At $59,655, median income runs below typical U.S. levels. Around 28% of adults hold a bachelor's degree or higher. About 243 people live here, median age 58. 92% of housing is owner-occupied. The ZIP holds roughly 186 housing units. The demographic-stress sub-score lands at 57/100. The poverty rate is 3.3% — low. The vacancy rate is 32.9% — elevated. Around 100% of renters are cost-burdened. The typical home is worth about $685,700 (9.8× income, severely stretched).

Net-net, 01244 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.