ZIP 01226 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01226 (Berkshire County, Massachusetts) at a low 19/100 for overall property distress. It additionally carries heavy environmental risk: climate & FEMA risk (84/100). The split runs 42/100 structural to 2/100 active on the ground. Its heaviest discrete signals: construction/permit lag (55/100), structural risk (42/100), mortgage stress (5/100). mortgage stress (5/100) and institutional ownership (5/100) stay muted.

The expansion-phase market in 01226 posted values that rose 6.8% over the year, and 16% higher over three years, at 57/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

76% of housing is owner-occupied. Rent burden reaches 36% of tenant households. There are about 3,096 housing units across 01226. Vacancy runs 6.0%. Households earn a median $81,168 — near the roughly $78,000 national figure. On demographic stress specifically, 01226 scores 26/100. Educational attainment sits at 40% bachelor's-or-above. Home values center near $295,700, an affordability ratio of 3.6× — accessible. The poverty rate is 5.3% — low. About 6,304 people live here, median age 51.

Broadly, 01226 is a steadier market — the deals are the exceptions, not the rule. There is no property file for 01226 at the moment; the composite and its components are still built from verifiable records.

Because one deterministic model scores every ZIP, 01226's 19/100 can be lined up against any neighbor in Berkshire County, Massachusetts or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed as records update; 01226 shows blanks, not estimates, wherever the record is sparse.

Each component behind 01226 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 19/100 roll-up. For an operator, 01226 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.