ZIP 01032 Property Distress & Foreclosure Data

ZIP code 01032 in Hampshire County, Massachusetts carries a composite property-distress score of 18/100 — a low reading on DLRadar's deterministic public-record index. Structural risk reads 40/100 against active distress of 1/100. What sets it apart are the readings on construction/permit lag (68/100), structural risk (40/100), institutional ownership (3/100). On the quiet end sit institutional ownership (3/100) and mortgage stress (2/100). Environmental exposure also runs high (climate & FEMA risk (74/100)).

The expansion-phase market in 01032 posted values that rose 7.4% over the year, at 60/100 phase confidence. Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

A median home runs $361,600 here, or 4.0 times local income. Households earn a median $79,583 — near the roughly $78,000 national figure. Population is roughly 503 with a median age of 56. Vacancy runs 23.1%, above the national norm and a classic distress-and-opportunity signal. Roughly 10.7% live below the poverty line. On demographic stress specifically, 01032 scores 34/100. There are about 307 housing units across 01032. About 49% have a four-year degree. The tenure split is 89% owner-occupied to 11% rented. Rent burden reaches 76% of tenant households.

On the whole, 01032 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.