ZIP 01060 Foreclosure, Tax-Lien & Distress Report
Hampshire County, Massachusetts · Distress market
ZIP code 01060 in Hampshire County, Massachusetts carries a composite property-distress score of 12/100 — a minimal reading on DLRadar's deterministic public-record index. Its heaviest discrete signals: structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). On the quiet end sit mortgage stress (2/100) and construction/permit lag (2/100). It additionally carries heavy environmental risk: climate & FEMA risk (74/100). Latent structural risk is 23/100 while live distress already moving reads 1/100.
The market reads peak — home values rose 1.5% year on year, and 11% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The ZIP holds roughly 8,407 housing units. About 15,237 people live here, median age 41. Roughly 13.8% live below the poverty line. The demographic-stress sub-score lands at 35/100. At $75,077, median income runs near typical U.S. levels. Owners hold 45% of homes, renters 55%. About 69% have a four-year degree. The vacancy rate is 5.0%. Around 41% of renters are cost-burdened. The typical home is worth about $453,400 (5.7× income).
Net-net, 01060 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. 01060 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
Because one deterministic model scores every ZIP, 01060's 12/100 can be lined up against any neighbor in Hampshire County, Massachusetts or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 01060 reflects the current record instead of a stale or modeled snapshot.
The 12/100 for 01060 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 01060 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 01060
Unpaid tax, corporate ownership share, insurance cost pressure, NFIP flood risk, construction slowdown, price gaps and auction turnover — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
01060 at a glance
Current distress, phase, housing and lender-pressure figures for 01060, drawn from the same report attached to each property.
Neighbouring ZIPs in Hampshire County
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Keep going: ZIP, county and state distress coverage for Hampshire County, Massachusetts.
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Deterministic scoring, sourced entirely from public data · methodology