ZIP 01035 Foreclosure, Tax-Lien & Distress Report

Hampshire County, Massachusetts's ZIP 01035 registers 12/100 composite distress, which DLRadar reads as minimal. Its heaviest discrete signals: structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). On the quiet end sit mortgage stress (2/100) and construction/permit lag (2/100). Environmental exposure also runs high (climate & FEMA risk (74/100)). On the structural side it scores 23/100, with 1/100 of stress already active.

Prices here sit in a peak phase: values rose 1.5% over the trailing year, and 26% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

Median household income is $117,580, above the U.S. median near $78,000. DLRadar's demographic-stress index for the area reads 23/100. Around 63% of adults hold a bachelor's degree or higher. A median home runs $511,000 here, or 3.9 times local income. Rent burden reaches 31% of tenant households. 5,299 residents call 01035 home, typically aged 48. There are about 2,347 housing units across 01035. The vacancy rate is 0.0%. The poverty rate is 3.1% — low. Owners hold 74% of homes, renters 26%.

On balance 01035 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Parcel-level detail for 01035 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 01035 runs hot or quiet, its 12/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01035 can be compared directly against any other ZIP in Hampshire County, Massachusetts or nationwide. Sparse data for 01035 shows as blanks, never estimates, and the score updates on every fresh public filing.

The 12/100 figure for 01035 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. For an operator, 01035 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.