ZIP 01088 Foreclosure, Tax-Lien & Distress Report

ZIP 01088's composite property-distress score is 12/100 - DLRadar classes that as minimal for Hampshire County, Massachusetts. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). Structural exposure scores 23 and live distress 1 on the 0–100 scale. Its standout signals are structural risk (23/100), institutional ownership (3/100), mortgage stress (2/100). On the quiet end sit mortgage stress (2/100) and construction/permit lag (2/100).

The market reads peak — home values rose 1.5% year on year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Households earn a median $53,472 — below the roughly $78,000 national figure. About 27% have a four-year degree. 7.6% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Home values center near $407,500, an affordability ratio of 7.2× — stretched. The ZIP holds roughly 325 housing units. The demographic-stress sub-score lands at 35/100. Owners hold 57% of homes, renters 43%. Vacancy runs 3.0%. Population is roughly 654 with a median age of 32.

Net-net, 01088 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. While 01088 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

No ZIP is too small to score: 01088 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 12/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 01088, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 01088's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 01088 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.