ZIP 01088 Property Distress & Foreclosure Data

In Hampshire County, Massachusetts, ZIP 01088 scores 18 of 100 for composite distress, a low level on DLRadar's public-record index. It additionally carries heavy environmental risk: climate & FEMA risk (74/100). The latent-versus-live split is 40/100 structural and 1/100 already moving. Its standout signals are construction/permit lag (68/100), structural risk (40/100), institutional ownership (3/100). By contrast, institutional ownership (3/100) and mortgage stress (2/100) register low.

The market reads expansion — home values rose 7.4% year on year (phase confidence 60/100). Appreciation rarely lifts every parcel — the laggards are the opportunity.

Median household income is $53,472, below the U.S. median near $78,000. Educational attainment sits at 27% bachelor's-or-above. 7.6% of residents fall below the poverty threshold. Around 0% of renters are cost-burdened. Home values center near $407,500, an affordability ratio of 7.2× — stretched. The ZIP holds roughly 325 housing units. DLRadar's demographic-stress index for the area reads 35/100. Owners hold 57% of homes, renters 43%. The vacancy rate is 3.0%. About 654 people live here, median age 32.

Net-net, 01088 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.