ZIP 01026 Property Distress & Foreclosure Data

Composite property distress in 01026 (Hampshire County, Massachusetts) lands at 18/100 — low on DLRadar's public-record scoring. Environmental exposure also runs high (climate & FEMA risk (75/100)). The latent-versus-live split is 40/100 structural and 1/100 already moving. The sharpest non-environmental signals are construction/permit lag (68/100), structural risk (40/100), mortgage stress (3/100). On the quiet end sit mortgage stress (3/100) and institutional ownership (3/100).

The expansion-phase market in 01026 posted values that rose 6.8% over the year, and 34% higher over three years (phase confidence 53/100). Rising prices can mask pockets of distress, where per-parcel scoring earns its keep.

Households earn a median $98,438 — above the roughly $78,000 national figure. The tenure split is 86% owner-occupied to 14% rented. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas. About 54% have a four-year degree. Around 35% of renters are cost-burdened. The ZIP holds roughly 585 housing units. The vacancy rate is 24.9% — elevated. On demographic stress specifically, 01026 scores 23/100. A median home runs $311,100 here, or 2.9 times local income. Population is roughly 1,005 with a median age of 55.

On the whole, 01026 leans distressed, with opportunity clustered in specific stressed parcels. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.