Essex County, MA: Home-Insurance Distress & Forced-Sale Pressure
Essex County, MA: 31/100 (moderate) home-insurance distress; Essex, MA band LOW; Essex, MA #1,576 of 3,222 counties; Essex, MA #3 of 14 in Massachusetts; raw Essex, MA 36.8; Essex, MA coverage multiplier 0.85.
FEMA hazard, Essex, MA: 0/100; Essex, MA declarations, three years: none; Essex, MA five-year count 3 (severity 3.0); Essex, MA ten-year 3.
Declared incidents on the Essex, MA record: 2023 Hurricane 1 (Essex, MA).
NFIP claims, Essex, MA, three years: 174; Essex, MA payouts $4,792,170; per Essex, MA claim $27,541; Essex, MA claim-stress 92/100.
Essex, MA monthly score: 31 in every month from March 2026 (Essex, MA) through October 2026.
Essex, MA components: NFIP claims 92; Essex, MA retreat index 31; Essex, MA climate multiplier 0.85.
Construction distress, Essex, MA: 60/100 as of August 2026 (Essex, MA: 50/100 one-to-four unit, 66/100 multifamily).
Essex, MA ZIPs, June 2026 (Essex, MA, 16 highest): score 0 (Essex, MA), climate 97 (Essex, MA): 01826, 01876; score 0 (Essex, MA), climate 96 (Essex, MA): 01810, 01830, 01832, 01833, Essex, MA 01834, 01835, 01840, 01841, Essex, MA 01843, 01844, 01845, 01860, Essex, MA 01901, 01902.
DLRadar rescores Essex, MA monthly; Essex, MA readings join Essex, MA foreclosure, lien and ownership parcels (Essex, MA), so cost-squeezed Essex, MA owners surface before listing.
Inside Massachusetts, Essex County ranks 3rd of 14 counties for home-insurance distress at 31/100; Worcester County (56/100) sits just above Essex County, and Suffolk County (30/100) sits just below Essex County.
Deterministic. Every Essex County, MA signal traces to a public Essex dataset (FEMA, NFIP, Census for Essex, MA) · how insurance distress works in Essex, MA · methodology
FAQ: Essex County, MA insurance distress
What is the Essex County, MA home-insurance-distress score?
Essex, MA: 31/100 (LOW), #1,576 of 3,222, #3 in Massachusetts. FEMA hazard, Essex, MA: 0/100; NFIP stress, Essex, MA: 92/100; construction, Essex, MA: 60/100; Essex, MA rescores monthly.
Is Essex County insurance distress getting better or worse (MA)?
Essex, MA: 31 in March 2026; Essex, MA: 31 in October 2026 (unchanged); Essex, MA NFIP claims score 92.
How many flood-insurance claims has Essex County, MA had?
Essex, MA: 174 NFIP claims, three years; Essex, MA paid $4,792,170; per Essex, MA claim $27,541; carriers reprice Essex, MA against that record.
Which Essex County ZIP codes carry the most insurance distress (MA)?
Essex, MA, June 2026: 01826 at 0, 01876 at 0, 01810 at 0, 01830 at 0; Essex, MA climate scores there: 97, 97, 96, 96.
Why does Essex, MA insurance distress create sellers?
A Essex, MA premium outruns the Essex, MA budget; a carrier leaves Essex, MA; Essex, MA carrying cost passes plan; Essex, MA owners sell while current; Essex, MA insurance distress leads Essex, MA foreclosure data.