ZIP 01966 Foreclosure, Tax-Lien & Distress Report

ZIP 01966's composite property-distress score is 27/100 - DLRadar classes that as low for Essex County, Massachusetts. Structural exposure scores 62 and live distress 2 on the 0–100 scale. The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

The market reads peak — home values rose 2.9% year on year, and 8% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

6,977 residents call 01966 home, typically aged 60. There are about 4,140 housing units across 01966. DLRadar's demographic-stress index for the area reads 40/100. Vacancy runs 22.9%, above the national norm and a classic distress-and-opportunity signal. The tenure split is 69% owner-occupied to 31% rented. About 57% have a four-year degree. Around 51% of renters are cost-burdened. At $93,227, median income runs above typical U.S. levels. Home values center near $746,100, an affordability ratio of 7.4× — stretched. Roughly 3.6% live below the poverty line, a low share typical of higher-equity areas.

Net-net, 01966 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 01966 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

Whether 01966 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01966 can be compared directly against any other ZIP in Essex County, Massachusetts or nationwide. Sparse data for 01966 shows as blanks, never estimates, and the score updates on every fresh public filing.

Behind 01966's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. Practically, 01966 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.