ZIP 01944 Foreclosure, Tax-Lien & Distress Report

In Essex County, Massachusetts, ZIP 01944 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. On the structural side it scores 62/100, with 2/100 of stress already active. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). Its standout signals are structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low.

The peak-phase market in 01944 posted values that rose 2.9% over the year, and 12% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $942,000, an affordability ratio of 4.7×. The tenure split is 70% owner-occupied to 30% rented. Population is roughly 5,368 with a median age of 48. On demographic stress specifically, 01944 scores 25/100. The ZIP holds roughly 2,226 housing units. Vacancy runs 3.0%. Around 33% of renters are cost-burdened. Households earn a median $197,875 — above the roughly $78,000 national figure. Roughly 2.8% live below the poverty line, a low share typical of higher-equity areas. About 84% have a four-year degree.

Net-net, 01944 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Parcel-level detail for 01944 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

The number is not local guesswork: 01944's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. Sparse data for 01944 shows as blanks, never estimates, and the score updates on every fresh public filing.

01944's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 01944 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.