ZIP 01949 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 01949 (Essex County, Massachusetts) at a low 27/100 for overall property distress. The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. The split runs 62/100 structural to 2/100 active on the ground. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

The peak-phase market in 01949 posted values that rose 2.9% over the year, and 17% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Median household income is $171,458, above the U.S. median near $78,000. The poverty rate is 3.3% — low. 92% of housing is owner-occupied. Vacancy runs 3.9%. On demographic stress specifically, 01949 scores 26/100. There are about 3,300 housing units across 01949. Around 36% of renters are cost-burdened. The typical home is worth about $742,700 (4.2× income). Around 42% of adults hold a bachelor's degree or higher. About 9,727 people live here, median age 45.

Net-net, 01949 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The 01949 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 01949 stays directly comparable to neighboring ZIPs and the rest of Essex County, Massachusetts. Where the public record is thin for 01949, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 for 01949 sums independent layers - foreclosure, mortgage, tax-lien, lender headwind and structural risk - so the mix behind the number matters as much as the number. The point of the 01949 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.