ZIP 01902 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · Distress market
On DLRadar's 0-100 public-record scale, ZIP 01902 in Essex County, Massachusetts comes in at 27, a low composite-distress reading. Structural exposure scores 62 and live distress 2 on the 0–100 scale. Its heaviest discrete signals: structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 26% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
51,680 residents call 01902 home, typically aged 36. Rent burden reaches 48% of tenant households. Home values center near $478,000, an affordability ratio of 6.8×. Around 20% of adults hold a bachelor's degree or higher. 41% of housing is owner-occupied. Median household income is $66,755, below the U.S. median near $78,000. There are about 19,179 housing units across 01902. Roughly 16.2% live below the poverty line. The vacancy rate is 2.8%. DLRadar's demographic-stress index for the area reads 46/100.
On balance 01902 is mixed, rewarding parcel-by-parcel screening over broad assumptions. While 01902 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 01902's 27/100 can be lined up against any neighbor in Essex County, Massachusetts or any ZIP coast to coast. Every figure is auditable to a public dataset and refreshed on ingest; 01902 shows blanks, not estimates, wherever the record is sparse.
01902's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. The point of the 01902 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
What is driving ZIP 01902’s distress
Delinquent tax, institutional holdings, insurance strain, flood/NFIP exposure, build-out lag, price dislocation and auction pace — along with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
ZIP 01902 Stress Report snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Nearby ZIPs in Essex County
More distress data near 01902
Keep going: ZIP, county and state distress coverage for Essex County, Massachusetts.
See every distressed parcel in 01902
The full 01902 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology