ZIP 01908 Property Distress & Foreclosure Data

DLRadar grades ZIP 01908 (Essex County, Massachusetts) at a low 27/100 for overall property distress. Structural exposure scores 61 and live distress 2 on the 0–100 scale. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)). Property-level stress concentrates in structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100).

The peak-phase market in 01908 posted values that rose 4.3% over the year, and 22% higher over three years, at 31/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $748,800, an affordability ratio of 6.2×. 6.8% of residents fall below the poverty threshold. Vacancy runs 11.4%, above the national norm and a classic distress-and-opportunity signal. DLRadar's demographic-stress index for the area reads 34/100. Owners hold 84% of homes, renters 16%. Rent burden reaches 52% of tenant households. Population is roughly 3,328 with a median age of 59. Median household income is $111,004, above the U.S. median near $78,000. There are about 1,814 housing units across 01908. Educational attainment sits at 62% bachelor's-or-above.

On balance 01908 is mixed, rewarding parcel-by-parcel screening over broad assumptions. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.