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ZIP 01904 Foreclosure, Tax-Lien & Distress Report

Essex County, Massachusetts · Distress market

On DLRadar's 0-100 public-record scale, ZIP 01904 in Essex County, Massachusetts comes in at 27, a low composite-distress reading. Structurally it carries 62/100, against 2/100 of stress already in motion. Property-level stress concentrates in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)).

The market reads peak — home values rose 2.9% year on year, and 18% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.

The ZIP holds roughly 7,494 housing units. DLRadar's demographic-stress index for the area reads 35/100. 20,103 residents call 01904 home, typically aged 41. Around 32% of adults hold a bachelor's degree or higher. Vacancy runs 4.3%. Households earn a median $100,597 — above the roughly $78,000 national figure. Owners hold 84% of homes, renters 16%. Rent burden reaches 52% of tenant households. The typical home is worth about $560,500 (5.1× income). The poverty rate is 7.5%.

Overall, 01904 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. No parcel file is published for 01904 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

The 01904 read uses the identical public-record model applied coast to coast, which means its 27/100 score means exactly what it means anywhere else, and 01904 stays directly comparable to neighboring ZIPs and the rest of Essex County, Massachusetts. The score is rebuilt from public data as it updates, so 01904 reflects the current record instead of a stale or modeled snapshot.

Each component behind 01904 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 01904 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.

27/100
Composite stress
62/100
Structural risk
2/100
Distress activity

ZIP 01904 distress signals, scored

Foreclosure activity0
Mortgage stress8
Climate / FEMA risk96
Nine more distress signals are scored here

Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.

ZIP 01904 Stress Report snapshot

Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.

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Nearby ZIPs in Essex County

More distress data near 01904

More ZIP, county and state distress intelligence connected to Essex County, Massachusetts.

See every distressed parcel in 01904

The full 01904 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.

Deterministic. Every signal traces to a public dataset · methodology

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