ZIP 01960 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · Distress market
ZIP code 01960 in Essex County, Massachusetts carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic distress index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (60/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). On the structural side it scores 62/100, with 2/100 of stress already active.
The market reads peak — home values rose 2.9% year on year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
Home values center near $596,700, an affordability ratio of 6.0×. On demographic stress specifically, 01960 scores 38/100. 65% of housing is owner-occupied. Educational attainment sits at 34% bachelor's-or-above. There are about 22,863 housing units across 01960. The vacancy rate is 3.1%. Households earn a median $95,173 — above the roughly $78,000 national figure. The poverty rate is 6.5% — low. Population is roughly 53,961 with a median age of 46. Around 51% of renters are cost-burdened.
Net-net, 01960 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.
The number is not local guesswork: 01960's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 01960 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
Each component behind 01960 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 01960 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.
ZIP 01960 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
Snapshot: 01960 by the numbers
01960 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
More ZIPs across Essex County
Nearest ZIP codes to 01960
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
More distress data near 01960
Related ZIP, county and statewide reads linked to Essex County, Massachusetts.
Unlock the full ZIP 01960 acquisition report
Every distressed parcel in 01960 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to owner and lender records, refreshed continuously nationwide.
Built from public records, scored the same way everywhere · methodology