ZIP 01960 Property Distress & Foreclosure Data

ZIP code 01960 in Essex County, Massachusetts carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). What sets it apart are the readings on structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structural risk reads 61/100 against active distress of 2/100.

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 17% higher over three years, at 31/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

A median home runs $596,700 here, or 6.0 times local income. On demographic stress specifically, 01960 scores 38/100. The tenure split is 65% owner-occupied to 35% rented. About 34% have a four-year degree. There are about 22,863 housing units across 01960. Vacancy runs 3.1%. Households earn a median $95,173 — above the roughly $78,000 national figure. Roughly 6.5% live below the poverty line, a low share typical of higher-equity areas. 53,961 residents call 01960 home, typically aged 46. Rent burden reaches 51% of tenant households.

Overall, 01960 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.