ZIP 01960 Foreclosure, Tax-Lien & Distress Report

ZIP code 01960 in Essex County, Massachusetts carries a composite property-distress score of 27/100 — a low reading on DLRadar's deterministic public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). The sharpest non-environmental signals are structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (8/100). On the structural side it scores 62/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 17% higher over three years (phase confidence 23/100). Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

Home values center near $596,700, an affordability ratio of 6.0×. On demographic stress specifically, 01960 scores 38/100. 65% of housing is owner-occupied. Educational attainment sits at 34% bachelor's-or-above. There are about 22,863 housing units across 01960. The vacancy rate is 3.1%. Households earn a median $95,173 — above the roughly $78,000 national figure. The poverty rate is 6.5% — low. Population is roughly 53,961 with a median age of 46. Around 51% of renters are cost-burdened.

Net-net, 01960 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

The number is not local guesswork: 01960's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 01960 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.

Each component behind 01960 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. For an operator, 01960 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.