ZIP 01940 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · High Value market
In Essex County, Massachusetts, ZIP 01940 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Structural risk reads 62/100 against active distress of 2/100. What sets it apart are the readings on structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).
The market reads peak — home values rose 2.9% year on year, and 13% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
13,183 residents call 01940 home, typically aged 42. The ZIP holds roughly 4,815 housing units. 87% of housing is owner-occupied. About 61% have a four-year degree. DLRadar's demographic-stress index for the area reads 33/100. At $171,044, median income runs above typical U.S. levels. A median home runs $905,400 here, or 5.2 times local income. Around 61% of renters are cost-burdened. The vacancy rate is 4.9%. 6.0% of residents fall below the poverty threshold.
Overall, 01940 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 01940 is not published yet -- the ZIP-level readings above remain fully sourced to public records.
No ZIP is too small to score: 01940 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Sparse data for 01940 shows as blanks, never estimates, and the score updates on every fresh public filing.
01940's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. The point of the 01940 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 01940
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties carry owner, address, APN, a parcel-level score and an exit read in the full DLRadar file.
The 01940 distress snapshot
01940 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
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Get the full acquisition report for 01940
Every distressed parcel in 01940 comes with owner and address, APN, its own distress score, bank exposure and an exit-velocity read — plus a one-click path to funding and closing, refreshed continuously nationwide.
Rules-based scoring — each signal ties to a public dataset · methodology