ZIP 01945 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · High Value market
On DLRadar's 0-100 distress scale, ZIP 01945 in Essex County, Massachusetts comes in at 27, a low composite-distress reading. Its heaviest discrete signals: structural risk (62/100), construction/permit lag (60/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structurally it carries 62/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 19% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 9,140 housing units. 3.7% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households. About 77% have a four-year degree. 20,390 residents call 01945 home, typically aged 49. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Vacancy runs 7.5%. At $164,325, median income runs above typical U.S. levels. Home values center near $942,200, an affordability ratio of 5.5×.
Overall, 01945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 01945 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 01945's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 01945 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 27/100 figure for 01945 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 01945 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 01945
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 01945 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Essex County ZIPs near 01945
Nearest ZIP codes to 01945
By straight-line distance between ZIP centers — the surrounding market, whichever county or state line it crosses.
Explore related distress reports
Further distress data across Essex County, Massachusetts at ZIP, county and state level.
Unlock parcel-level detail for ZIP 01945
See who owns each distressed property in 01945, where it is, its APN and score, the bank behind it and how fast it should exit — then open its owner and lender records in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology