ZIP 01945 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · High Value market
On DLRadar's 0-100 public-record scale, ZIP 01945 in Essex County, Massachusetts comes in at 27, a low composite-distress reading. Its heaviest discrete signals: structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Structurally it carries 62/100, against 2/100 of stress already in motion. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 19% higher over three years, at 23/100 phase confidence. Topping markets hide individual distress behind strong averages.
The ZIP holds roughly 9,140 housing units. 3.7% of residents fall below the poverty threshold. Rent burden reaches 40% of tenant households. About 77% have a four-year degree. 20,390 residents call 01945 home, typically aged 49. 83% of housing is owner-occupied. The demographic-stress sub-score lands at 29/100. Vacancy runs 7.5%. At $164,325, median income runs above typical U.S. levels. Home values center near $942,200, an affordability ratio of 5.5×.
Overall, 01945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. 01945 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.
The number is not local guesswork: 01945's 27/100 comes from the same nationwide foreclosure, tax, mortgage and lender model, making it directly comparable anywhere. 01945 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
The 27/100 figure for 01945 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. The point of the 01945 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.
Signal-by-signal read on 01945
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 01945 distress snapshot
Live ZIP-level distress, market-phase, housing and bank-pressure read — the same report attached to every property.
Essex County ZIPs near 01945
Explore related distress reports
Further distress data across Essex County, Massachusetts at ZIP, county and state level.
Unlock parcel-level detail for ZIP 01945
See who owns each distressed property in 01945, where it is, its APN and score, the bank behind it and how fast it should exit — then fund and close it in one click. Continuously refreshed, nationwide.
Deterministic. Every signal traces to a public dataset · methodology