ZIP 01945 Property Distress & Foreclosure Data

Composite property distress in 01945 (Essex County, Massachusetts) lands at 27/100 — low on DLRadar's public-record scoring. The sharpest non-environmental signals are structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. On the structural side it scores 61/100, with 2/100 of stress already active. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

Prices here sit in a peak phase: values rose 4.3% over the trailing year, and 19% higher over three years (phase confidence 31/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

The ZIP holds roughly 9,140 housing units. Roughly 3.7% live below the poverty line, a low share typical of higher-equity areas. Around 40% of renters are cost-burdened. About 77% have a four-year degree. 20,390 residents call 01945 home, typically aged 49. The tenure split is 83% owner-occupied to 17% rented. On demographic stress specifically, 01945 scores 29/100. The vacancy rate is 7.5%. Households earn a median $164,325 — above the roughly $78,000 national figure. A median home runs $942,200 here, or 5.5 times local income.

Overall, 01945 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.