ZIP 01907 Foreclosure, Tax-Lien & Distress Report

Essex County, Massachusetts's ZIP 01907 registers 27/100 composite distress, which DLRadar reads as low. The pressure is most legible in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)). On the structural side it scores 62/100, with 2/100 of stress already active.

The market reads peak — home values rose 2.9% year on year, and 19% higher over three years, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Around 62% of adults hold a bachelor's degree or higher. Roughly 7.0% live below the poverty line, a low share typical of higher-equity areas. Around 39% of renters are cost-burdened. 15,279 residents call 01907 home, typically aged 45. There are about 6,593 housing units across 01907. The demographic-stress sub-score lands at 31/100. The vacancy rate is 5.0%. Owners hold 74% of homes, renters 26%. At $127,714, median income runs above typical U.S. levels. Home values center near $771,100, an affordability ratio of 5.4×.

Net-net, 01907 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. No parcel file is published for 01907 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

No ZIP is too small to score: 01907 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Nothing here is interpolated — where a source is thin for 01907, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Behind 01907's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. In workflow terms, 01907 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.