ZIP 01907 Property Distress & Foreclosure Data

In Essex County, Massachusetts, ZIP 01907 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). The latent-versus-live split is 61/100 structural and 2/100 already moving.

The market reads peak — home values rose 4.3% year on year, and 19% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

Around 62% of adults hold a bachelor's degree or higher. The poverty rate is 7.0% — low. Around 39% of renters are cost-burdened. About 15,279 people live here, median age 45. The ZIP holds roughly 6,593 housing units. The demographic-stress sub-score lands at 31/100. The vacancy rate is 5.0%. 74% of housing is owner-occupied. At $127,714, median income runs above typical U.S. levels. The typical home is worth about $771,100 (5.4× income).

Net-net, 01907 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.