ZIP 01922 Foreclosure, Tax-Lien & Distress Report

In Essex County, Massachusetts, ZIP 01922 scores 27 of 100 for composite distress, a low level on DLRadar's distress index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (60/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Structural risk reads 62/100 against active distress of 2/100.

The market reads peak — home values rose 2.9% year on year, and 12% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

3,791 residents call 01922 home, typically aged 51. The poverty rate is 5.1% — low. A median home runs $804,900 here, or 4.0 times local income. The ZIP holds roughly 1,295 housing units. The vacancy rate is 0.0%. Around 52% of renters are cost-burdened. Around 50% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The tenure split is 85% owner-occupied to 15% rented. At $179,896, median income runs above typical U.S. levels.

Overall, 01922 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 01922 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the record is thin for 01922, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 01922 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 01922 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.