ZIP 01922 Foreclosure, Tax-Lien & Distress Report

In Essex County, Massachusetts, ZIP 01922 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Climate and flood risk are elevated too — climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). The most distinctive pressure shows up in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Structural risk reads 62/100 against active distress of 2/100.

The market reads peak — home values rose 2.9% year on year, and 12% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

3,791 residents call 01922 home, typically aged 51. The poverty rate is 5.1% — low. A median home runs $804,900 here, or 4.0 times local income. The ZIP holds roughly 1,295 housing units. The vacancy rate is 0.0%. Around 52% of renters are cost-burdened. Around 50% of adults hold a bachelor's degree or higher. The demographic-stress sub-score lands at 29/100. The tenure split is 85% owner-occupied to 15% rented. At $179,896, median income runs above typical U.S. levels.

Overall, 01922 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

No ZIP is too small to score: 01922 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. Where the public record is thin for 01922, the field stays empty rather than modeled, and fills in as new documents post.

The 27/100 figure for 01922 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. In workflow terms, 01922 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.