ZIP 01905 Foreclosure, Tax-Lien & Distress Report
Essex County, Massachusetts · Distress market
DLRadar grades ZIP 01905 (Essex County, Massachusetts) at a low 27/100 for overall property distress. What sets it apart are the readings on structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. Environmental exposure also runs high (climate & FEMA risk (96/100), flood (NFIP) exposure (92/100)). On the structural side it scores 62/100, with 2/100 of stress already active.
Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 20% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.
The poverty rate is 11.6%. The demographic-stress sub-score lands at 40/100. The tenure split is 51% owner-occupied to 49% rented. Around 21% of adults hold a bachelor's degree or higher. The vacancy rate is 5.5%. 27,188 residents call 01905 home, typically aged 34. Households earn a median $84,341 — near the roughly $78,000 national figure. Home values center near $499,200, an affordability ratio of 5.3×. Around 48% of renters are cost-burdened. There are about 9,661 housing units across 01905.
Overall, 01905 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. While 01905 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
No ZIP is too small to score: 01905 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 27/100 composite is a like-for-like number rather than an isolated estimate. 01905 carries no interpolated values - each figure ties to a public source and refreshes the moment new records land.
01905's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Practically, 01905 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.
ZIP 01905 distress signals, scored
Tax arrears, institutional buyers, insurance load, flood exposure, stalled construction, dislocated pricing and auction velocity — together with the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
01905 at a glance
Current distress, phase, housing and lender-pressure figures for 01905, drawn from the same report attached to each property.
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Open the complete 01905 acquisition file
Open 01905 parcel by parcel: owner, address, APN, individual distress score, lender exposure, exit-velocity estimate, and funding and closing in a single click. Updated continuously across the country.
Each signal above is traceable to an open dataset · methodology