ZIP 01921 Foreclosure, Tax-Lien & Distress Report

In Essex County, Massachusetts, ZIP 01921 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. The pressure is most legible in structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (8/100) stay muted. The latent-versus-live split is 62/100 structural and 2/100 already moving. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100).

The market reads peak — home values rose 2.9% year on year, and 19% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Home values center near $904,200, an affordability ratio of 4.6×. The ZIP holds roughly 2,910 housing units. Median household income is $190,526, above the U.S. median near $78,000. Rent burden reaches 22% of tenant households. 2.2% of residents fall below the poverty threshold. About 8,229 people live here, median age 50. Around 69% of adults hold a bachelor's degree or higher. The tenure split is 94% owner-occupied to 6% rented. The demographic-stress sub-score lands at 22/100. The vacancy rate is 2.0%.

Net-net, 01921 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.

Big metro or rural, 01921 runs through one identical public-record model, so its 27/100 sits on the same scale as every other ZIP in Essex County, Massachusetts and the nation. Where the public record is thin for 01921, the field stays empty rather than modeled, and fills in as new documents post.

01921's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. For an operator, 01921 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.