ZIP 01970 Property Distress & Foreclosure Data

In Essex County, Massachusetts, ZIP 01970 scores 27 of 100 for composite distress, a low level on DLRadar's public-record index. Its standout signals are structural risk (61/100), construction/permit lag (57/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). On the structural side it scores 61/100, with 2/100 of stress already active.

The market reads peak — home values rose 4.3% year on year, and 12% higher over three years (phase confidence 31/100). Topping markets hide individual distress behind strong averages.

The demographic-stress sub-score lands at 38/100. The poverty rate is 13.7%. About 44,115 people live here, median age 38. Around 45% of renters are cost-burdened. At $85,189, median income runs near typical U.S. levels. Around 50% of adults hold a bachelor's degree or higher. The typical home is worth about $542,900 (5.8× income). The vacancy rate is 5.8%. The ZIP holds roughly 21,447 housing units. 51% of housing is owner-occupied.

Net-net, 01970 is middle-of-the-pack, where the deals are specific addresses rather than the whole ZIP. Every signal above traces to a verifiable public dataset, refreshed continuously and scored the same way in every ZIP nationwide.