ZIP 01970 Foreclosure, Tax-Lien & Distress Report

Scored purely from public records, 01970 (Essex County, Massachusetts) returns a low composite of 27/100. What sets it apart are the readings on structural risk (62/100), construction/permit lag (61/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (8/100) register low. It additionally carries heavy environmental risk: climate & FEMA risk (96/100), flood (NFIP) exposure (92/100). Structural exposure scores 62 and live distress 2 on the 0–100 scale.

Prices here sit in a peak phase: values rose 2.9% over the trailing year, and 12% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

DLRadar's demographic-stress index for the area reads 38/100. 13.7% of residents fall below the poverty threshold. About 44,115 people live here, median age 38. Rent burden reaches 45% of tenant households. Median household income is $85,189, near the U.S. median near $78,000. Around 50% of adults hold a bachelor's degree or higher. The typical home is worth about $542,900 (5.8× income). Vacancy runs 5.8%. The ZIP holds roughly 21,447 housing units. The tenure split is 51% owner-occupied to 49% rented.

Overall, 01970 shows a mixed profile — neither uniformly stressed nor insulated — so opportunity is property-specific. Parcel-level detail for 01970 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Whether 01970 runs hot or quiet, its 27/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 01970 can be compared directly against any other ZIP in Essex County, Massachusetts or nationwide. Nothing here is interpolated — where a source is thin for 01970, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

Each component behind 01970 - foreclosure, mortgage stress, tax and lien delinquency, lender pullback, structural exposure - is graded on its own before the 27/100 roll-up. The point of the 01970 score is action: it tells you whether to open the ZIP, and DLRadar takes it from there to parcels, funding and close.