ZIP 02135 Foreclosure, Tax-Lien & Distress Report

In Suffolk County, Massachusetts, ZIP 02135 scores 24 of 100 for composite distress, a low level on DLRadar's distress index. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (89/100). Latent structural risk is 55/100 while live distress already moving reads 3/100. Leading the profile are structural risk (55/100), construction/permit lag (39/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.9% year on year, and 38% higher over three years (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

Owners hold 22% of homes, renters 78%. Educational attainment sits at 71% bachelor's-or-above. Median household income is $88,208, above the U.S. median near $78,000. Around 37% of renters are cost-burdened. Roughly 18.7% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Home values center near $681,200, an affordability ratio of 7.8× — stretched. 43,683 residents call 02135 home, typically aged 30. The ZIP holds roughly 22,379 housing units. DLRadar's demographic-stress index for the area reads 44/100. The vacancy rate is 6.4%.

On balance, 02135 reads as a higher-equity, stable market where distress is selective and worth pinpointing parcel by parcel. No parcel file is published for 02135 yet, but every score above is drawn from a verifiable public dataset and refreshed as records post.

Whether 02135 runs hot or quiet, its 24/100 composite is built the same deterministic way as every ZIP in the country — from recorded foreclosure, mortgage, tax-lien, climate and lender signals — so 02135 can be compared directly against any other ZIP in Suffolk County, Massachusetts or nationwide. Where the record is thin for 02135, the field stays empty rather than modeled, and fills in as new documents post.

02135's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. Practically, 02135 works as a screen — verify the reading, drill to the specific parcels driving it, and carry the deal through capital and closing on the platform.