ZIP 02445 Foreclosure, Tax-Lien & Distress Report

Norfolk County, Massachusetts's ZIP 02445 registers 20/100 composite distress, which DLRadar reads as low. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (80/100). The latent-versus-live split is 44/100 structural and 2/100 already moving. Its standout signals are structural risk (44/100), institutional ownership (18/100), mortgage stress (7/100). By contrast, institutional ownership (18/100) and mortgage stress (7/100) register low.

The market reads peak — home values rose 2.9% year on year (phase confidence 23/100). Topping markets hide individual distress behind strong averages.

Median household income is $145,878, above the U.S. median near $78,000. Roughly 9.3% live below the poverty line. DLRadar's demographic-stress index for the area reads 39/100. The ZIP holds roughly 10,090 housing units. Home values center near $1,227,000, an affordability ratio of 8.3× — stretched. About 86% have a four-year degree. 53% of housing is owner-occupied. Population is roughly 22,568 with a median age of 34. Rent burden reaches 31% of tenant households. The vacancy rate is 4.2%.

Broadly, 02445 is a steadier market — the deals are the exceptions, not the rule. Parcel-level detail for 02445 is not published yet -- the ZIP-level readings above remain fully sourced to public records.

Big metro or rural, 02445 runs through one identical public-record model, so its 20/100 sits on the same scale as every other ZIP in Norfolk County, Massachusetts and the nation. Where the public record is thin for 02445, the field stays empty rather than modeled, and fills in as new documents post.

The 20/100 figure for 02445 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 02445 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.