ZIP 02130 Foreclosure, Tax-Lien & Distress Report

DLRadar grades ZIP 02130 (Suffolk County, Massachusetts) at a low 24/100 for overall property distress. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (89/100)). Its heaviest discrete signals: structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low. Structural risk reads 54/100 against active distress of 3/100.

The peak-phase market in 02130 posted values that rose 2.9% over the year, and 23% higher over three years, at 23/100 phase confidence. Near a top, distress surfaces unevenly, so parcel screening beats headline strength.

The vacancy rate is 4.7%. The ZIP holds roughly 19,120 housing units. DLRadar's demographic-stress index for the area reads 34/100. 46% of housing is owner-occupied. Educational attainment sits at 73% bachelor's-or-above. At $130,533, median income runs above typical U.S. levels. Population is roughly 41,109 with a median age of 35. Around 37% of renters are cost-burdened. Home values center near $822,300, an affordability ratio of 5.8×. Roughly 11.1% live below the poverty line.

Overall 02130 looks resilient on the surface, so the edge is isolating individual stressed parcels. While 02130 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.

The 02130 read uses the identical public-record model applied coast to coast, which means its 24/100 score means exactly what it means anywhere else, and 02130 stays directly comparable to neighboring ZIPs and the rest of Suffolk County, Massachusetts. Nothing here is interpolated — where a source is thin for 02130, DLRadar leaves it blank rather than guessing, and re-scores as new records post.

The 24/100 figure for 02130 is a composite, not one metric: it rolls up foreclosure and pre-foreclosure activity, mortgage stress, tax delinquency and liens, local lender headwind, and structural risk into a single reading, which is why a ZIP can look calm on price yet score high on distress. Treat 02130 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.