ZIP 02120 Foreclosure, Tax-Lien & Distress Report
Suffolk County, Massachusetts · High Poverty market
ZIP code 02120 in Suffolk County, Massachusetts carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. Property-level stress concentrates in structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). On the quiet end sit institutional ownership (20/100) and mortgage stress (9/100). The latent-versus-live split is 54/100 structural and 3/100 already moving. Climate and flood risk are elevated too — climate & FEMA risk (93/100), flood (NFIP) exposure (89/100).
The market reads peak — home values rose 2.9% year on year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
The ZIP holds roughly 5,030 housing units. Rent burden reaches 45% of tenant households. Median household income is $61,472, below the U.S. median near $78,000. Educational attainment sits at 44% bachelor's-or-above. On demographic stress specifically, 02120 scores 60/100. 12% of housing is owner-occupied. The vacancy rate is 9.8%. A median home runs $885,900 here, or 15.3 times local income. Roughly 34.4% live below the poverty line, elevated and often tied to deferred-maintenance inventory. Population is roughly 15,248 with a median age of 25.
Net-net, 02120 is a working-distress ZIP — the kind that rewards current, parcel-level intelligence. While 02120 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Big metro or rural, 02120 runs through one identical public-record model, so its 24/100 sits on the same scale as every other ZIP in Suffolk County, Massachusetts and the nation. The score is rebuilt from public data as it updates, so 02120 reflects the current record instead of a stale or modeled snapshot.
02120's score blends several independent layers — foreclosure and mortgage stress, tax and lien delinquency, bank headwind and structural exposure — into one 0–100 number, so understanding the components matters as much as the headline for anyone screening the ZIP. In workflow terms, 02120 is a go/no-go - the score says whether to drill in, then DLRadar carries you to parcels, capital and closing.
ZIP 02120 distress signals, scored
Tax delinquency, institutional ownership, insurance pressure, NFIP/flood, construction lag, price dislocation and auction velocity — plus the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
The 02120 distress snapshot
02120 live: composite distress, market phase, housing detail and lender pressure, identical to the per-property report.
Suffolk County ZIPs near 02120
Keep exploring Massachusetts distress
Other reports tied to Suffolk County, Massachusetts — ZIP, county and statewide.
Unlock parcel-level detail for ZIP 02120
The full 02120 file lists each distressed parcel with owner, address, APN, per-property score, bank exposure and exit-velocity read, and carries it straight through funding and closing. Refreshed continuously.
Rules-based scoring — each signal ties to a public dataset · methodology