ZIP 02118 Foreclosure, Tax-Lien & Distress Report

Suffolk County, Massachusetts's ZIP 02118 registers 24/100 composite distress, which DLRadar reads as low. The latent-versus-live split is 54/100 structural and 3/100 already moving. Environmental exposure also runs high (climate & FEMA risk (93/100), flood (NFIP) exposure (89/100)). What sets it apart are the readings on structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). By contrast, institutional ownership (20/100) and mortgage stress (9/100) register low.

The market reads peak — home values rose 2.9% year on year (phase confidence 23/100). At a peak the opportunity is selective — specific stressed parcels, not a broad discount.

There are about 15,828 housing units across 02118. Median household income is $90,142, above the U.S. median near $78,000. Vacancy runs 8.8%. The demographic-stress sub-score lands at 53/100. 32% of housing is owner-occupied. Around 40% of renters are cost-burdened. 28,522 residents call 02118 home, typically aged 38. Educational attainment sits at 58% bachelor's-or-above. A median home runs $1,058,200 here, or 11.4 times local income. 24.1% of residents fall below the poverty threshold.

On the whole, 02118 leans distressed, with opportunity clustered in specific stressed parcels. 02118 has no individual parcels listed at present; the signals above still come from the same audited public sources used nationwide.

No ZIP is too small to score: 02118 passes through the same foreclosure, tax, mortgage and bank-stress model as any major-metro ZIP, so its 24/100 composite is a like-for-like number rather than an isolated estimate. Every figure is auditable to a public dataset and refreshed on ingest; 02118 shows blanks, not estimates, wherever the record is sparse.

Behind 02118's composite sit distinct signals (foreclosure, mortgage, tax-lien, lender and structural), each scored on its own before rolling up, so two ZIPs with the same total can describe very different situations on the ground. For an operator, 02118 is step one - verify, pull the parcels driving the score, and move straight through to a funded close.