ZIP 02109 Foreclosure, Tax-Lien & Distress Report
Suffolk County, Massachusetts · High Vacancy market
ZIP code 02109 in Suffolk County, Massachusetts carries a composite property-distress score of 24/100 — a low reading on DLRadar's deterministic public-record index. The split runs 54/100 structural to 3/100 active on the ground. Its standout signals are structural risk (54/100), construction/permit lag (37/100), institutional ownership (20/100). institutional ownership (20/100) and mortgage stress (9/100) stay muted. It additionally carries heavy environmental risk: climate & FEMA risk (93/100), flood (NFIP) exposure (89/100).
Prices here sit in a peak phase: values rose 2.9% over the trailing year, at 23/100 phase confidence. At a peak the opportunity is selective — specific stressed parcels, not a broad discount.
33% of housing is owner-occupied. A median home runs $958,000 here, or 5.7 times local income. Vacancy runs 24.0%, above the national norm and a classic distress-and-opportunity signal. Educational attainment sits at 88% bachelor's-or-above. Population is roughly 3,714 with a median age of 33. Rent burden reaches 33% of tenant households. 5.6% of residents fall below the poverty threshold. The ZIP holds roughly 2,632 housing units. Median household income is $177,500, above the U.S. median near $78,000. On demographic stress specifically, 02109 scores 33/100.
Taken together, 02109 profiles as an active-distress market where motivated-seller and below-market acquisitions concentrate. While 02109 carries no listed distressed parcels today, each signal above ties back to a public dataset on the same national scale.
Because one deterministic model scores every ZIP, 02109's 24/100 can be lined up against any neighbor in Suffolk County, Massachusetts or any ZIP coast to coast. The score is rebuilt from public data as it updates, so 02109 reflects the current record instead of a stale or modeled snapshot.
02109's headline rolls up several separately-scored signals, which is why two ZIPs can share a composite yet face very different distress. Treat 02109 as a screen: confirm the composite, open the distressed parcels beneath it, and run the deal to funding and close on DLRadar.
Distress signal breakdown — ZIP 02109
Delinquency on tax, investor concentration, insurance pressure, NFIP flood, lagging construction, price dislocation and sale velocity — and the 0 individual distressed properties — each with owner, address, APN, its own distress score and an exit read — are in the full report.
ZIP 02109 Stress Report snapshot
Current distress, phase, housing and lender-pressure figures for 02109, drawn from the same report attached to each property.
Suffolk County ZIPs near 02109
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